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Home > Glossary > K

Insurance Glossary

Insurance terms and definitions from Brick Insurance Group Inc.


Coverages and benefits listed below may not be available in your state. If available, some optional coverages and benefits might be offered at an additional charge. Contact Brick Insurance Group Inc today to learn more.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
KEY PERSON INSURANCE
Insurance on the life or health of a key individual whose services are essential to the continuing success of a business and whose death or disability could cause the firm a substantial financial loss.

KIDNAP/RANSOM INSURANCE
Coverage up to specific limits for the cost of ransom or extortion payments and related expenses. Often bought by international corporations to cover employees. Most policies have large deductibles and may exclude certain geographic areas. Some policies require that the policyholder not reveal the coverage’s existence.


NOTICE: These glossary definitions provide a brief description of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. Additionally, this informational resource is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company, agent or agency. If you have questions about your insurance, you should contact your insurance agent, the insurance company, or the language of the insurance policy.

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Glossary content provided by Insurance Information Institute and ITC

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Phone # is the same for all locations! Call us to get in touch with an agent. We are more than happy to walk you through any questions you might have. We want to make sure you’re getting the best coverage at the best value.

Marietta Office
900 Front St.
Marietta OH, 45750


Beverly Office45 Ullman St.
Beverly, OH 45715


Cambridge Office1210 Woodlawn Ave.
Cambridge OH, 43725

Parkersburg Office2404 Camden Ave.
Parkersburg, WV 26101


Phone: (740) 373-2604
team@brickinsurancegroup.com
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